Overview

Select Bank respects the trust that our customers place in us, and we are committed to treating that relationship with the confidentiality you expect and deserve. All of our employees are aware of their responsibility to protect the confidentiality of financial and other personal information as required by applicable state and federal law and by our commitment to you.


Information Collection and Sharing

As part of providing online financial products or services, we may obtain information about our customers and website visitors from the following sources:

• Information we receive from you on applications, emails, or other forms;
• Information you provide when you choose to customize our website;
  
• Information about your transactions with this institution and our affiliates;
• Information we receive from a consumer-reporting agency; and
  
• Information that is generated electronically when you visit our website; and
• Information that is generated electronically when you use our Internet banking
services.

Service providers hosting our website and our Internet banking service may collect general information on our website visitors simply to help us provide banking and other financial services to you online. They collect the following information on our behalf for security and statistical purposes:

• The Internet address (referral site) which brought your to our website;
• The date and time you accessed our site;
• The name and version of your web browser;
• The Internet service provider you used when you accessed our site;
• Your Internet Protocol (IP) address; and
• The pages visited in our website.

Our service providers may use cookies to collect some of the above information. They may also use cookies for security purposes within our internet banking product. Additionally, cookies may be used for customization and personalization of our website.


Records Security

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. At times, we may disclose nonpublic personal information to outside companies that perform services related to our business, such as processing electronic account records for our customers or printing their checks. Other examples may include processing ATM and debit card transactions, the production and mailing of account statement, responding to subpoenas, requests from regulatory authorities, credit reporting and risk management. We require that all third parties with a business need to access this information adhere to similar and equally stringent privacy policies.


Additional Information on Internet Privacy

Your privacy on the Internet is very important to Select Bank. Because we gather certain types of information about the visitors to our Website, we feel you should fully understand the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather, how we use it and who has access to it.


Cookies

A cookie is a small data file that certain Websites write to your hard drive when you visit them. A cookie file can contain non-personal information such as a user ID that the site uses to track the pages you’ve visited. Cookies can’t read data off your hard disk or read cookie files created by other sites.

Cookies usually expire when a user turns off the browser, when the Web server has determined that the transaction is complete or at a specified date. If you’ve set our browser to warn you before accepting cookies, you will receive the warning message with each cookie. You can refuse cookies by turning them off in your browser and you do not need to have cookies turned on to use our Website.

Select Bank uses cookies to track user movement through our site, remember repeat visitors and optimize navigation.


Email Policies

We may send you email notices for certain required disclosures if you agree to accept electronic disclosures and/or online statements. If you have agreed to accept disclosures electronically, we may send you an email with updates to this policy and/or we may send you an email at least annually to remind you where the Privacy Policy can be viewed from our website. For more information on how to enroll for electronic disclosures, please contact us at 609-965-7151.

We may also send you emails marketing our products and services. We will always provide you an opportunity to opt-in or opt-out of email advertising promotions as required by law.

If you send us an email, please do not include any non-public personal or sensitive information, as email messages may not be secure and/or confidential. We offer secure messaging through our Internet Banking service. You should use the secure messaging service anytime you send us sensitive personal information.


What Other Information is Collected?

At this Website, we also request personal information such as name, postal address, email address, telephone and fax numbers, domain names and IP addresses. This information is provided to us strictly on a voluntary basis, such as when a user contacts us for information.


How is the Information Used?

The information we collect is used to enhance the user’s Web experience at our site, for internal tracking purposes and to enable us to contact users who request more information.


With Whom is the Information Shared?

We will not disclose, sell, display or make available to third parties any personal information we capture from this Website.


Disclaimer

Links to Third Party Sites.
The links in this area will let you leave Select Bank’s Site. The linked sites are not under
the control of Select Bank and Select Bank is not responsible for the contents of any linked site or any link contained in a linked site or any changes or update to such sites. Select Bank is not responsible for web casting or any other form of transmission received from any linked site. Select Bank is providing these links to you only as a convenience and the inclusion of any link does not imply endorsement by Select Bank of the site.


Additional Information

For more information regarding the Select Bank Privacy Policy, inquire at any Select Bank office or contact us at 609-965-7151.

We reserve the right to modify this policy at any time. We will notify you in the event of any change.

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